Guides
Salary Guides In Plain Words
How CTC becomes the money in your bank, what each deduction is, and what the new labour codes change. Every figure comes from the same engine as the calculator.
- Worked examples, not theory
- Sources linked on every page
- Rules for FY 2026-27
What Are You Trying To Do?
- I have an offer letter and want my monthly take-home How To Calculate In-Hand Salary From CTC
- I know the pay I want and need the CTC to ask for How To Calculate CTC From In-Hand Salary
- I am not sure what CTC, gross and in-hand each mean CTC Vs Gross Salary Vs In-Hand Salary
- My pay changed after the labour codes came in 2026 Labour Codes: The 50% Wage Rule
- I want to know how much income tax I will pay Income Tax Slabs FY 2026-27, Both Regimes
The Guides
- 01
How To Calculate In-Hand Salary From CTC
Five steps from the number on your offer letter to the money in your bank, with one salary worked through to the last rupee.
- 02
How To Calculate CTC From In-Hand Salary
Work backwards from the pay you want in your bank to the CTC to ask for, one step at a time, and a quick rule that gets you close.
- 03
CTC Vs Gross Salary Vs In-Hand Salary
Three numbers describe one job. Here is what each one counts, where you will see it, and which one to compare when two offers land on your desk.
- 04
2026 Labour Codes: The 50% Wage Rule
Since 21 November 2025, wages for gratuity cannot be less than half of your total pay. Here is what that does to your CTC, with worked examples, and what to ask HR.
Income Tax Slabs By Year
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Income Tax Slabs FY 2026-27
The slabs, the rebate, the standard deduction, cess and surcharge for the year, and the number most salaried people want to know: how much salary pays no tax at all.
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Income Tax Slabs FY 2025-26
The slabs, rebate, standard deduction and cess for the year ended 31 March 2026, and the salary that paid no tax in the new regime.
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Income Tax Slabs FY 2024-25
The slabs, rebate, standard deduction and cess for the year ended 31 March 2025, and the salary that paid no tax in the new regime.