Projection math · Not announced · Free

8th Pay Commission Salary Calculator

The 8th Pay Commission has not announced pay scales. This calculator shows what today’s basic pay becomes at a fitment factor you choose, and your projected in-hand pay beside today’s. At 1.92, a Level 7 employee on entry pay would go from ₹83,176 to ₹96,750 a month.

  • Say what it is: projection math
  • Your own level, basic pay and city
  • HRA and DA assumptions you control
  • Updated the day official figures exist

Replaced Pay Band 2 (₹9,300–34,800) with grade pay ₹4,600. Posts here include Assistant Section Officer, Inspector (Income Tax, Central Excise).

Cell 1 of 40

Forty four thousand nine hundred

Your pension scheme NPS (the National Pension System) and UPS (the Unified Pension Scheme) both take 10% of basic pay plus DA from you, so your in-hand pay is the same. Staff who joined before 2004 are on the old pension and pay a GPF subscription instead. If you are not sure, you are on NPS: it is where staff who joined from 2004 are, unless they chose UPS.

1.92

Discussed, not announced: 1.83 (low estimate), 1.92 (estimate), 2.57 (the 7th cpc factor), 2.86 (estimate), 3.00 (estimate), 3.83 (staff-side demand).

What happens to HRA? Nothing is decided about HRA under the 8th Pay Commission. Today’s rule raises the rates as DA rises (24/16/8% at the start, 30/20/10% once DA is above 50%), and the 7th Pay Commission started DA again at zero. So the first choice is “follow today’s rule”.

More optionsDA, tax regime, deductions
0%

Income tax regime

Projection, not an announcement. The 8th Pay Commission has not announced pay scales. This is projection math: today’s basic pay times a factor you choose.

Projected in-hand pay at a fitment factor of 1.92

₹96,750

Today ₹83,176 a month (+₹13,574, +16.3%). Basic pay ₹44,900 becomes ₹86,200. HRA follows the DA rule, so 24% at DA 0%.

The pay slip today and in the projection
Today (7th CPC)ProjectedChange
Basic pay₹44,900₹86,200+₹41,300
DA (60% → 0%)₹26,940₹0−₹26,940
HRA (30% → 24%)₹13,470₹20,688+₹7,218
Transport allowance and its DA₹5,760₹3,600−₹2,160
Gross pay₹91,070₹1,10,488+₹19,418
NPS₹7,184₹8,620−₹1,436
Income tax (TDS)₹0₹4,408−₹4,408
In hand₹83,176₹96,750+₹13,574
A factor of 1.92 is a real raise of 20.0% on basic pay plus today’s 60% DAThe 7th CPC’s 2.57 was a 14.2% raise on pay that already had 125% DA

Nothing leaves your browser

01 Where it stands

Where The 8th Pay Commission Stands

The 8th Pay Commission was set up on 3 November 2025 and has 18 months to report, until about 3 May 2027. It has recommended nothing yet: no fitment factor, pay matrix, DA rule or HRA rate exists.

  1. 3 November 2025 The Commission is set up Chair: Justice Ranjana Prakash Desai
  2. By about 3 May 2027 Its report is due 18 months from its constitution; it may send interim reports
  3. Later The Government decides Accepting, changing or rejecting the report, then a notification
From the Government’s resolution of 3 November 2025. The steps after the first have no date the Government has set.
Read the full explanation

The Government’s resolution of 3 November 2025 named Justice Ranjana Prakash Desai as chair, Prof. Pulak Ghosh as part-time member and Shri Pankaj Jain as member-secretary. Its terms of reference cover pay, allowances and benefits of central government employees, All India Services, the defence forces, Union Territory staff and others, with the economy and fiscal prudence in mind.

The resolution says the Commission will make its recommendations within 18 months of its constitution and may send interim reports. It does not say from when new pay would apply, and the Government can accept, change or reject what the Commission recommends. The 7th Pay Commission’s pay matrix applied from 1 January 2016 (the gazette’s own date).

Anything on this page about new pay is therefore arithmetic on figures people are discussing. The page changes the day official figures exist.

02 The fitment factor

What A Fitment Factor Does To Basic Pay

A fitment factor multiplies today’s basic pay. At 1.92 a ₹44,900 basic becomes ₹86,200; at 3.83, ₹1,72,000.

New basic pay, from ₹44,900 today

× 1.83 ₹82,200
× 1.92 ₹86,200
× 2.57 ₹1,15,400
× 2.86 ₹1,28,400
× 3.00 ₹1,34,700
× 3.83 ₹1,72,000
Projection math, not announced. Rounded to the nearest ₹100.
Read the full explanation

The 7th Pay Commission’s rule was to multiply existing basic pay by 2.57, round to the nearest rupee and place the result at the same cell of the new pay matrix, or the next higher one. This calculator multiplies and rounds to the nearest ₹100, because matrix cells are in hundreds; a real matrix would place you at the next cell up.

The bars show Level 7 entry pay, ₹44,900, at each of the figures being discussed. They are not forecasts: 6 organisations’ estimates and demands span 1.83 to 3.83.

03 The real raise

Why A Bigger Factor Is Not A Bigger Raise

A fitment factor is not the raise. DA is 60% of basic pay today, so a factor of 1.92 is a 20% raise on basic plus DA, not 92%. The 7th Pay Commission’s 2.57 was a 14% raise.

The real raise on basic pay plus today’s DA

× 1.83 14%
× 1.92 20%
× 2.57 61%
× 2.86 79%
× 3.00 88%
× 3.83 139%
For comparison, the 7th Pay Commission’s 2.57 was a 14% raise on the pay it replaced (basic plus the DA of the day). Today’s figures: DA is already part of what you earn.
Read the full explanation

When the 7th Pay Commission started, DA stood at 125% and was folded into the new pay, which then began again at 0%. So 2.57 divided by 2.25 (basic plus that DA) is a rise of 14.2%. The same arithmetic today divides the factor by 1.60.

That is why the calculator asks what DA will be after the new pay starts: 0% if DA restarts, as it did in 2016, or 60% if you think it will carry on. With DA restarting, the projected in-hand pay rises by far less than the factor suggests.

04 HRA

8th Pay Commission HRA Calculator

Nothing is decided about HRA under the 8th Pay Commission. If today’s rule is kept and DA restarts at zero, HRA would start at 24% in a class X city; if the rates stay as they are it is 30%. The calculator lets you choose.

In-hand pay at 1.92, by what happens to HRA

Today’s rule, DA from zero ₹96,750HRA 24% · ₹20,688
Rates stay ₹99,662HRA 30% · ₹25,860
Middle rates ₹97,480HRA 27% · ₹23,274
Level 7, entry pay, class X city, factor 1.92, DA after 0%. Projection math.
Read the full explanation

Today HRA is 30%, 20% and 10% of basic pay in class X, Y and Z cities. The rule behind it, of 7 July 2017, starts at 24%, 16% and 8% and raises the rates when DA crosses 25% and 50%. If DA restarts at zero under the 8th Pay Commission, that rule would begin again at the lowest rates. The Commission may keep, replace or reset it.

The page therefore shows three choices for the same person and the same factor: today’s rule (rates follow DA), the middle rates (27/18/9%) and the rates staying as they are. On a larger basic pay, a lower rate can still pay more HRA than today.

05 Figures discussed

The Fitment Factors Being Discussed

These are the fitment factors being discussed: estimates from financial sites and one staff-side demand. None is a decision. Each is shown with where it comes from.

Fitment factors being discussed, with the new basic pay and projected in-hand pay for the example, and each source
Factor What it is New basic In hand Source
1.83 Low estimate ₹82,200 ₹96,598 Fermor, 8th Pay Commission calculator (opens in a new tab)
1.92 Estimate ₹86,200 ₹96,750 Angel One (opens in a new tab)
2.57 The 7th CPC factor ₹1,15,400 ₹1,22,567 CCS (Revised Pay) Rules 2016, rule 7 (opens in a new tab)
2.86 Estimate ₹1,28,400 ₹1,34,033 Angel One (opens in a new tab)
3.00 Estimate ₹1,34,700 ₹1,39,590 Vajiram & Ravi (opens in a new tab)
3.83 Staff-side demand ₹1,72,000 ₹1,69,653 Fermor, 8th Pay Commission calculator (opens in a new tab)

Level 7 entry pay, class X city, DA after the new pay 0%, HRA by today’s rule. Projection math.

Read the full explanation

The numbers come from outlets that publish their own estimates: the lowest, 1.83, to 3.00 and 3.83, which is reported as the staff side’s demand. The 7th Pay Commission’s own 2.57 is in the list for comparison.

If you can name a better source, or the Commission publishes a recommendation, the list changes. The calculator will take any factor between 1.50 and 4.00.

06 Questions

Questions About The 8th Pay Commission

What is the fitment factor of the 8th Pay Commission?

None has been announced. The 8th Pay Commission has made no recommendation yet. Estimates being discussed run from 1.83 to 3.00, and a staff-side demand of 3.83 has been reported. The 7th Pay Commission’s was 2.57.

When will the 8th Pay Commission be implemented?

Not decided. The Commission was set up on 3 November 2025 with 18 months to report, so its report is due by about May 2027. The Government must then decide, and its resolution does not say from when new pay would apply.

How do I calculate my salary under the 8th Pay Commission?

Multiply your basic pay by a fitment factor, then work out DA, HRA and transport allowance on the new basic pay under the rules you assume. At 1.92, ₹44,900 becomes ₹86,200, and in-hand pay goes from ₹83,176 to ₹96,750 here. It is a projection.

What will be the minimum basic pay under the 8th Pay Commission?

Nobody knows yet. Level 1 starts at ₹18,000 today. Multiplied by figures being discussed it would be ₹34,600 at 1.92, ₹46,300 at 2.57, ₹51,500 at 2.86. These are projections, not announcements.

Will DA be zero after the 8th Pay Commission?

Not decided. When the 7th Pay Commission started, the DA of that day was folded into the new pay and DA began again at zero. If that is repeated, DA would start at 0%. The calculator assumes so by default and lets you carry today’s 60% on instead.

What will HRA be under the 8th Pay Commission?

Not decided. If today’s rule is kept and DA restarts at zero, HRA would start at 24%, 16% and 8% in class X, Y and Z cities. If the rates stay, they are 30%, 20% and 10%. The calculator shows all three choices.

Is a fitment factor of 2.57 or 2.86 or 3.00 right?

None is official. 2.57 is what the 7th Pay Commission used; 2.86 and 3.00 are estimates from different outlets. A bigger factor is not a bigger raise unless DA is counted: the factor divided by 1.60 is the real rise on basic plus today’s DA.

Is this an official 8th Pay Commission calculator?

No. Nobody can offer an official one yet, because there are no official figures. This is projection math on today’s pay. We will replace it with the real figures the day they exist.

Does the 8th Pay Commission cover state government employees?

Its terms of reference cover central government employees and the other groups they name, not state governments. State governments usually adopt a pay commission’s recommendations later, with changes. This calculator is for central government pay.

Sources

  1. Gazette of India Extraordinary, 3 Nov 2025 (PDF on doe.gov.in) (opens in a new tab)
  2. Fermor: 8th Pay Commission calculator (range and the 3.83 demand) (opens in a new tab)
  3. Angel One: HRA at a 1.92 fitment factor (opens in a new tab)
  4. Vajiram & Ravi: 8th Pay Commission (opens in a new tab)
  5. Department of Expenditure: the gazette notification (PDF) (opens in a new tab)
  6. Department of Expenditure: the O.M. and its Annexure (PDF) (opens in a new tab)

Know What Reaches Your Bank.

Four short questions. Under a minute.

Calculate yours